Cyber insurance for utilities
Cyber insurance for the folks who keep the lights on and the water running
If you run a water district, a city power system, an electric co-op, or a small gas or broadband outfit, you already know the computers that bill your customers aren’t the only thing at risk. The systems that run the pumps, the substations, and the valves can get hit too.
A regular liability policy usually doesn’t cover much of that. The EPA says it plainly: if cyber coverage isn’t spelled out in your policy, it’s excluded. (Source: EPA 2024 guide)
That’s where we come in. We’ll help you find a cyber policy that fits how a utility actually works, explain it in plain English, and walk you through the application so you’re not guessing.
What a good utility cyber policy can cover
- Ransomware and cyber extortion
- Lost revenue and extra expense when systems go down
- Data breach response: lawyers, forensics, customer notices
- Restoring damaged data and control system software
- Funds transfer fraud and phishing losses
- Coverage for control systems (OT/SCADA), which some policies leave out unless it’s added
Every policy is different, and we’ll read the fine print with you.
How it works
Fill out our short quote form (about 7 basic questions).
We’ll send you the underwriting questions so your IT or SCADA folks can help answer them.
We shop it with A rated companies and come back to you with what we find.
Why Harris Insurance
We’re an independent agency, licensed across most of the U.S. We’d rather tell you what a policy won’t do than surprise you after a bad day.
O. Rickey Harris, Certified WorkComp Advisor (CWCA)
Harris Insurance | 205-221-5466
Ready to look at your cyber coverage?
Start with 7 quick questions, or call the office at 205-221-5466.